# Righto Landlord > Righto Landlord sorts the books for small landlords and prepares their Making Tax Digital quarterly figures and tax return. You send them to HMRC yourself with free Making Tax Digital software. We never sign in to HMRC for you or ask for your HMRC login. The company's director is accountable for the service. Fixed monthly prices including VAT, cancel online. Righto Landlord is a trading name of NJG Consultancy Ltd. Righto Landlord is a trading name of NJG Consultancy Ltd, company number 16095900, registered in England and Wales. Prices include VAT. Tax and landlord rules on the site are taken from GOV.UK and legislation.gov.uk, and each page lists its sources. ## Services - [How it works — your dates, your reminders, your tax](https://rightolandlord.co.uk/how-it-works/): How Righto Landlord keeps a calendar of every certificate, deposit, Right to Rent and register date for each property you let, and reminds you before each one. - [Certificates, deadlines and Making Tax Digital for landlords](https://rightolandlord.co.uk/): For landlords with 1 to 4 properties in England: a compliance calendar for every property, with reminder emails before every certificate, deposit, Right to Rent and register date. From £6 a month inc VAT, and free tools with no sign-up. - [Plans and prices — every price includes VAT](https://rightolandlord.co.uk/pricing/): Righto Landlord plans for landlords with 1 to 4 properties in England: a free register-deadline checker and Landlord Compliance, a calendar and reminders for every property. Prices include VAT. ## Free tools and calculators - [Landlord tax calculator 2026-27: rental income and mortgage interest](https://rightolandlord.co.uk/calculators/landlord-tax/): Estimate the Income Tax on your rental income for 2025-26 or 2026-27: rent, costs, mortgage interest under Section 24, the property allowance and wages from a job, in England, Wales, Northern Ireland or Scotland. Free, no sign-up. - [Making Tax Digital checker — are you in, and from when?](https://rightolandlord.co.uk/check/): Free checker: find out when Making Tax Digital for Income Tax starts for you as a sole trader or landlord, and when your first quarterly update is due. - [Landlord compliance checker — gas, EICR, EPC and deposit dates](https://rightolandlord.co.uk/compliance-check/): Enter the dates on your gas safety record, electrical report (EICR) and EPC for up to four rental properties in England. See what’s due, worst first, with the next step for each. Free, no sign-up. - [Landlord register deadline checker — when must you register your rental property?](https://rightolandlord.co.uk/register-deadline/): Enter a postcode to see when the “Register your rental property” service opens for your region and your deadline. Opens in West Midlands on 15 December 2026. - [Register your rental property — get ready for the landlord register](https://rightolandlord.co.uk/register-your-rental-property/): What the new “Register your rental property” service will ask for, your region’s deadline for each property and the yearly fee. It opens in West Midlands on 15 December 2026. Free, and we don’t receive or store what you type. - [Section 13 rent increase notice — Form 4A dates and answers](https://rightolandlord.co.uk/rent-increase-notice/): Work out the earliest date a rent increase can start under section 13, check the date you have in mind, and get your answers ready for the official Form 4A. Free, nothing you type leaves your browser. - [Renters’ Rights Act readiness check for landlords in England](https://rightolandlord.co.uk/renters-rights-check/): Answer a few questions about a tenancy and see what the Renters’ Rights Act changes mean for you: the Information Sheet or written statement, rent increases, rent in advance, section 21, deposits and the new landlord register. Free, nothing you type is sent. - [Free tools for landlords — dates, deadlines and tax](https://rightolandlord.co.uk/tools/): Free tools for landlords in England: the compliance checker, the register deadline checker, the Renters’ Rights readiness check, Section 13 rent increase dates and a landlord tax calculator. No sign-up. ## Making Tax Digital checker results - [Making Tax Digital has applied to you since 6 April 2026 (landlord)](https://rightolandlord.co.uk/check/in-from-2026-landlords/): That’s as a landlord, if your qualifying income — your rent, or your share of it, before expenses — was more than £50,000 on your 2024-25 tax return. See your first quarterly update deadline and every date in your first year. - [Making Tax Digital starts for you on 6 April 2027 (landlord)](https://rightolandlord.co.uk/check/in-from-2027-landlords/): That’s as a landlord, if your qualifying income — your rent, or your share of it, before expenses — was more than £30,000 on your 2025-26 tax return. See your first quarterly update deadline and every date in your first year. - [Making Tax Digital starts for you on 6 April 2028 (landlord)](https://rightolandlord.co.uk/check/in-from-2028-landlords/): That’s as a landlord, if your qualifying income — your rent, or your share of it, before expenses — was more than £20,000 on your 2026-27 tax return. See your first quarterly update deadline and every date in your first year. - [Making Tax Digital doesn’t apply to you yet (landlord)](https://rightolandlord.co.uk/check/not-yet-landlords/): With qualifying income — your rent, or your share of it, before expenses — of £20,000 or less, you don’t need to join Making Tax Digital for Income Tax yet. You carry on with your yearly Self Assessment return. See what to keep an eye on as your income changes. ## Landlord register deadlines by region - [East Midlands: register your rental property by 14 May 2027](https://rightolandlord.co.uk/register-deadline/east-midlands/): Registration for East Midlands opens on 15 February 2027. Your deadline is 14 May 2027. The fee is £65 per property per year, according to government guidance. - [East of England: register your rental property by 14 April 2027](https://rightolandlord.co.uk/register-deadline/east-of-england/): Registration for East of England opens on 15 January 2027. Your deadline is 14 April 2027. The fee is £65 per property per year, according to government guidance. - [London: register your rental property by 14 October 2027](https://rightolandlord.co.uk/register-deadline/london/): Registration for London opens on 15 July 2027. Your deadline is 14 October 2027. The fee is £65 per property per year, according to government guidance. - [North East: register your rental property by 14 September 2027](https://rightolandlord.co.uk/register-deadline/north-east/): Registration for North East opens on 15 June 2027. Your deadline is 14 September 2027. The fee is £65 per property per year, according to government guidance. - [North West: register your rental property by 14 August 2027](https://rightolandlord.co.uk/register-deadline/north-west/): Registration for North West opens on 15 May 2027. Your deadline is 14 August 2027. The fee is £65 per property per year, according to government guidance. - [South East: register your rental property by 14 June 2027](https://rightolandlord.co.uk/register-deadline/south-east/): Registration for South East opens on 15 March 2027. Your deadline is 14 June 2027. The fee is £65 per property per year, according to government guidance. - [South West: register your rental property by 14 November 2027](https://rightolandlord.co.uk/register-deadline/south-west/): Registration for South West opens on 15 August 2027. Your deadline is 14 November 2027. The fee is £65 per property per year, according to government guidance. - [West Midlands: register your rental property by 14 March 2027](https://rightolandlord.co.uk/register-deadline/west-midlands/): Registration for West Midlands opens on 15 December 2026. Your deadline is 14 March 2027. The fee is £65 per property per year, according to government guidance. - [Yorkshire and Humber: register your rental property by 14 July 2027](https://rightolandlord.co.uk/register-deadline/yorkshire-and-humber/): Registration for Yorkshire and Humber opens on 15 April 2027. Your deadline is 14 July 2027. The fee is £65 per property per year, according to government guidance. ## Guides - [Can a tenant have a pet under the Renters' Rights Act?](https://rightolandlord.co.uk/guides/can-a-tenant-have-a-pet-under-the-renters-rights-act/): Since 1 May 2026 private tenants in England can ask to keep a pet, and landlords must reply in writing within 28 days and not refuse unreasonably. - [Can an accountant or letting agent register landlords on the PRS database?](https://rightolandlord.co.uk/guides/can-an-accountant-or-letting-agent-register-landlords-on-the-prs-database/): On draft rules your agent can add tenancy and safety details to the PRS database, but you make the entries and stay responsible. Accountants have no set role. - [Can landlords claim council tax and utility bills?](https://rightolandlord.co.uk/guides/can-landlords-claim-council-tax-and-utility-bills/): Yes, if you pay them. Council tax, water, gas and electricity you pay come off your rent in 2026-27. Bills-included rent is all income, recorded in full. - [Can landlords claim expenses when the property is empty?](https://rightolandlord.co.uk/guides/can-landlords-claim-expenses-when-the-property-is-empty/): Usually, if you are trying to re-let. Costs between lets count as normal. Private use in a gap, and most costs after you stop letting, do not. - [Can landlords claim ground rent, service charges and insurance?](https://rightolandlord.co.uk/guides/can-landlords-claim-ground-rent-service-charges-and-insurance/): Yes. Ground rent, service charges and landlord insurance you pay come off your rent in 2026-27. Reserve fund payments and improvement works need more care. - [Can landlords claim letting agent fees?](https://rightolandlord.co.uk/guides/can-landlords-claim-letting-agent-fees/): Yes. Letting agent and management fees come off your rent in 2026-27. Fees for buying or selling, or a first letting of more than a year, are capital. - [Can landlords claim mortgage capital repayments?](https://rightolandlord.co.uk/guides/can-landlords-claim-mortgage-capital-repayments/): No. Only the interest part of a mortgage payment counts. For a residential let it earns a 20% tax reduction in 2026-27, and 22% from 2027-28. - [Can landlords claim travel to their rental property?](https://rightolandlord.co.uk/guides/can-landlords-claim-travel-to-their-rental-property/): Yes, for trips made only for the letting, such as repairs or inspections. In 2026-27 a car can be claimed at 55p a mile for the first 10,000 business miles. - [Can landlords get tax relief on pension contributions from rental income?](https://rightolandlord.co.uk/guides/can-landlords-get-tax-relief-on-pension-contributions-from-rental-income/): Rent is not relevant UK earnings, so a UK resident landlord under 75 with no job or trade gets relief on up to £3,600 a year, and how wages change it. - [Do I need an HMO licence?](https://rightolandlord.co.uk/guides/do-i-need-an-hmo-licence/): In England you need an HMO licence if 5 or more people from 2 or more households share facilities. Councils can license smaller lets too. Fines explained. - [Do I need to do Making Tax Digital if I have a job and rent out a property?](https://rightolandlord.co.uk/guides/do-i-need-to-do-making-tax-digital-if-i-have-a-job-and-rent-out-a-property/): Your salary does not count towards Making Tax Digital. Only rent and any self-employed income before expenses count: over £30,000 means April 2027. - [Do I still need to give tenants the How to Rent guide?](https://rightolandlord.co.uk/guides/do-i-still-need-to-give-tenants-the-how-to-rent-guide/): No. GOV.UK withdrew How to Rent on 1 May 2026. New tenancies in England need written information on the key terms instead. What to give, and when. - [Do landlords pay National Insurance on rental income?](https://rightolandlord.co.uk/guides/do-landlords-pay-national-insurance-on-rental-income/): Most landlords pay no National Insurance on rent. Only a letting activity that is a trade, like a B&B, pays Class 4. When voluntary Class 2 or 3 is an option. - [Do landlords pay tax on a deposit they keep?](https://rightolandlord.co.uk/guides/do-landlords-pay-tax-on-a-deposit-they-keep/): Yes, on the part you keep, in the tax year you become entitled to it. While it is protected it is not your income, and repairs it pays for net off. - [Does Making Tax Digital apply to non-resident landlords?](https://rightolandlord.co.uk/guides/does-making-tax-digital-apply-to-non-resident-landlords/): Only UK rent counts for non-resident landlords, and the 28 October 2026 Budget said people expected to be non-resident stay MTD-exempt until further notice. - [Has Section 21 been abolished?](https://rightolandlord.co.uk/guides/has-section-21-been-abolished/): Yes, for private tenancies in England from 1 May 2026. What happened to section 21 notices already served, and how section 8 grounds replace them. - [How do I file a Self Assessment tax return for the first time as a landlord?](https://rightolandlord.co.uk/guides/how-do-i-file-a-self-assessment-tax-return-for-the-first-time-as-a-landlord/): Your first landlord return: fill in the UK property pages (SA105) for 2025-26 and file online by 31 January 2027. Allowance, mortgage interest, joint lets. - [How do I increase the rent under the Renters' Rights Act as a joint property owner?](https://rightolandlord.co.uk/guides/how-do-i-increase-the-rent-under-the-renters-rights-act-as-a-joint-property/): Joint owners raise rent with one Form 4A per tenancy, signed by each of you or one for all. Who is the landlord, the dates, and the tax split. - [How do I increase the rent under the Renters' Rights Act as a landlord?](https://rightolandlord.co.uk/guides/how-do-i-increase-the-rent-under-the-renters-rights-act-as-a-landlord/): Since 1 May 2026 private landlords in England raise rent with Form 4A: once a year, 2 months' notice, and a tenant can challenge it. The rules, dates and steps. - [How do I increase the rent under the Renters' Rights Act as an accidental landlord?](https://rightolandlord.co.uk/guides/how-do-i-increase-the-rent-under-the-renters-rights-act-as-an-accidental/): Letting your old home? Since 1 May 2026 every rent rise uses Form 4A, even with an agent or a rent review clause. The rules, an example and the tax effect. - [How do I increase the rent under the Renters' Rights Act as an HMO landlord?](https://rightolandlord.co.uk/guides/how-do-i-increase-the-rent-under-the-renters-rights-act-as-an-hmo-landlord/): In an HMO in England each tenancy needs its own Form 4A: one per room let, or one naming every sharer on a joint tenancy. Dates, bills and lodgers explained. - [How do I pay tax on rental income as an accidental landlord?](https://rightolandlord.co.uk/guides/how-do-i-pay-tax-on-rental-income-as-an-accidental-landlord/): Letting your old home? Register for Self Assessment by 5 October after the tax year, claim expenses, get 20% mortgage interest relief in 2026-27. An example. - [How do I protect a tenancy deposit?](https://rightolandlord.co.uk/guides/how-do-i-protect-a-tenancy-deposit/): Put the deposit in one of 3 approved schemes within 30 days and give the tenant the prescribed information. The deposit cap, the steps and the penalties. - [How do I register for Self Assessment as a landlord?](https://rightolandlord.co.uk/guides/how-do-i-register-for-self-assessment-as-a-landlord/): Landlords register for Self Assessment on GOV.UK by 5 October after the tax year. The route for rent, form SA1, joint owners, late registration and your UTR. - [How do I register my rental property on the PRS database?](https://rightolandlord.co.uk/guides/how-do-i-register-my-rental-property-on-the-prs-database/): England's landlord database opens on 15 December 2026, one region at a time. Your deadline, what you'll need, the planned fee and what is not yet law. - [How do I serve a possession notice under the Renters' Rights Act?](https://rightolandlord.co.uk/guides/how-do-i-serve-a-possession-notice-under-the-renters-rights-act/): Since 1 May 2026 private landlords in England need a section 8 ground and Form 3A to regain possession. Grounds, notice periods, serving and what can block it. - [How do I sign up for Making Tax Digital for Income Tax as a joint property owner?](https://rightolandlord.co.uk/guides/how-do-i-sign-up-for-making-tax-digital-for-income-tax-as-a-joint-property-owner/): Joint owners sign up for Making Tax Digital one by one, counting only their share of the rent. Worked examples, the simpler joint records and the steps. - [How do I sign up for Making Tax Digital for Income Tax as a landlord?](https://rightolandlord.co.uk/guides/how-do-i-sign-up-for-making-tax-digital-for-income-tax-as-a-landlord/): Landlords sign up for Making Tax Digital on GOV.UK with their Self Assessment sign-in. What you need, the steps and what happens next for 6 April 2027 starters. - [How do I sign up for Making Tax Digital for Income Tax as an accidental landlord?](https://rightolandlord.co.uk/guides/how-do-i-sign-up-for-making-tax-digital-for-income-tax-as-an-accidental-landlord/): Letting your old home? Your salary doesn't count towards Making Tax Digital, only rent before expenses. Worked examples, part-year lets and the sign-up steps. - [How do I sign up for Making Tax Digital for Income Tax as an HMO landlord?](https://rightolandlord.co.uk/guides/how-do-i-sign-up-for-making-tax-digital-for-income-tax-as-an-hmo-landlord/): HMO landlords sign up for Making Tax Digital on GOV.UK like any landlord. Every room's rent, bills included, counts towards the threshold. Steps and examples. - [How do I submit a quarterly update to HMRC as a joint property owner?](https://rightolandlord.co.uk/guides/how-do-i-submit-a-quarterly-update-to-hmrc-as-a-joint-property-owner/): Joint owners can send just their share of rent in each MTD update, then add expenses after the year ends, for example by resending the fourth update. - [How do I submit a quarterly update to HMRC as a landlord?](https://rightolandlord.co.uk/guides/how-do-i-submit-a-quarterly-update-to-hmrc-as-a-landlord/): Your software sends one update for all your UK lets, with rent and cost totals for the year so far. What goes in it, the under-£90,000 option and agent fees. - [How do I submit a quarterly update to HMRC as an accidental landlord?](https://rightolandlord.co.uk/guides/how-do-i-submit-a-quarterly-update-to-hmrc-as-an-accidental-landlord/): Only if your rent is over the line: your salary does not count. Then your software sends rent and cost totals for the year so far, with mortgage interest apart. - [How do I submit a quarterly update to HMRC as an HMO landlord?](https://rightolandlord.co.uk/guides/how-do-i-submit-a-quarterly-update-to-hmrc-as-an-hmo-landlord/): One update with every room's rent, bills included, and your costs for the year so far. Where bills, cleaning, the licence and mortgage interest go. - [How do I tell HMRC I'm a landlord?](https://rightolandlord.co.uk/guides/how-do-i-tell-hmrc-im-a-landlord/): Tell HMRC about rental income by registering for Self Assessment by 5 October after the tax year. The thresholds, the deadlines and what to do if you are late. - [How do landlords do Right to Rent checks?](https://rightolandlord.co.uk/guides/how-do-landlords-do-right-to-rent-checks/): Check every adult who will live in your let in England before the tenancy is agreed, then follow up time-limited stays. The 3 ways to check, records and fines. - [How do landlords with a jointly owned property do Making Tax Digital in 2027?](https://rightolandlord.co.uk/guides/how-do-landlords-with-a-jointly-owned-property-do-making-tax-digital-in-2027/): Each joint owner is tested on their own share of the rent, joins Making Tax Digital alone and can send income-only updates. The 50:50 rule for couples. - [How do married couples split rental income for tax?](https://rightolandlord.co.uk/guides/how-do-married-couples-split-rental-income-for-tax/): Married couples and civil partners are taxed 50:50 on rent from jointly owned property, unless they own unequal shares and send HMRC a Form 17 within 60 days. - [How does Section 24 mortgage interest work in Making Tax Digital?](https://rightolandlord.co.uk/guides/how-does-section-24-mortgage-interest-work-in-making-tax-digital/): In Making Tax Digital, mortgage interest is a separate record in each quarterly update. It is not an expense: it earns a 20% tax reduction (22% from 2027-28). - [How does the Non-Resident Landlord Scheme work?](https://rightolandlord.co.uk/guides/how-does-the-non-resident-landlord-scheme-work/): If you live abroad, your letting agent or tenant takes basic rate tax off your UK rent unless HMRC approves you to get it in full. How it works in 2026-27. - [How does the Rent a Room scheme work?](https://rightolandlord.co.uk/guides/how-does-the-rent-a-room-scheme-work/): Rent a Room makes up to £7,500 a year from a furnished room in your own home tax-free in 2026-27, or £3,750 if shared. How it works, with worked examples. - [How is Airbnb income taxed in the UK?](https://rightolandlord.co.uk/guides/how-is-airbnb-income-taxed-in-the-uk/): Airbnb income is property income, taxed like any other let since 6 April 2025. Rent a Room, the £1,000 allowance, platform reports and MTD explained. - [How is an inherited rental property taxed?](https://rightolandlord.co.uk/guides/how-is-an-inherited-rental-property-taxed/): Executors pay tax on rent during probate; a house left to you can make it your income from death. Your CGT base cost is the value at death. With an example. - [How much Capital Gains Tax do I pay when I sell a rental property?](https://rightolandlord.co.uk/guides/how-much-capital-gains-tax-do-i-pay-when-selling-a-rental-property/): In 2026-27 gains on a rental property are taxed at 18% or 24% after a £3,000 allowance, reported and paid within 60 days. How to work it out, with an example. - [How much does an accountant charge for Making Tax Digital for landlords?](https://rightolandlord.co.uk/guides/how-much-does-an-accountant-charge-for-making-tax-digital-for-landlords/): Landlord prices listed on 18 October 2026 included £199 plus VAT for a tax return and £499 a year including VAT for managed MTD. What drives the fee. - [How much does it cost to register a rental property on the PRS database?](https://rightolandlord.co.uk/guides/how-much-does-it-cost-to-register-on-the-prs-database/): Government guidance puts the fee at £65 a year per property, pro-rated during roll-out from 15 December 2026. What is fixed, what can change, and the fines. - [How much rent in advance can a landlord ask for?](https://rightolandlord.co.uk/guides/how-much-rent-in-advance-can-a-landlord-ask-for/): Since 1 May 2026 landlords in England can take no rent before signing and usually one month (or 28 days) before move-in. Deposit caps and the bidding ban. - [How much tax do landlords pay on rental income?](https://rightolandlord.co.uk/guides/how-much-tax-do-landlords-pay-on-rental-income/): Rental profit is taxed at 20%, 40% or 45% in 2026-27, and 22%, 42% or 47% from April 2027 in England and NI. How it is worked out, with two examples. - [How often do landlords need an EICR?](https://rightolandlord.co.uk/guides/how-often-do-landlords-need-an-eicr/): Landlords in England need an electrical safety report (EICR) at least every 5 years, or sooner if it says so. Copies, report codes, deadlines and fines. - [How often does a landlord need a gas safety check?](https://rightolandlord.co.uk/guides/how-often-does-a-landlord-need-a-gas-safety-check/): Every 12 months, by a Gas Safe registered engineer. How the 2-month early window keeps your date, when tenants get the record and how long to keep it. - [Answers for landlords — tax, certificates and the new renting rules](https://rightolandlord.co.uk/guides/): Plain-English answers about Making Tax Digital for landlords, certificates, deposits, the Renters’ Rights Act and the new landlord register, each with its sources and the date it was last checked. - [Is it a repair or an improvement for landlord tax?](https://rightolandlord.co.uk/guides/is-it-a-repair-or-an-improvement-for-landlord-tax/): A repair restores what was there and comes off your rent. An improvement, such as an extension, is capital: no deduction now, but it can cut Capital Gains Tax. - [Is there a managed Making Tax Digital service for landlords?](https://rightolandlord.co.uk/guides/is-there-a-done-for-you-making-tax-digital-service-for-landlords/): Yes. Accountants and managed services can keep your rental records and send your MTD updates and tax return. What they cover and prices in October 2026. - [Is there any free Making Tax Digital software for landlords?](https://rightolandlord.co.uk/guides/is-there-any-free-making-tax-digital-software-for-landlords/): Yes. On 16 October 2026, 32 products on HMRC's software finder had a free version ready for UK property income. What free covers, and the limits to check. - [What are the Making Tax Digital quarterly update deadlines for landlords?](https://rightolandlord.co.uk/guides/what-are-the-making-tax-digital-quarterly-update-deadlines-for-landlords/): Landlords send Making Tax Digital updates by 7 August, 7 November, 7 February and 7 May. The 2027-28 dates, the periods each covers and what to send. - [What are the penalties for Making Tax Digital for landlords?](https://rightolandlord.co.uk/guides/what-are-the-penalties-for-making-tax-digital-for-landlords/): Late MTD updates earn penalty points, with £200 at 4 points. Late tax is charged 4% at day 15 and day 30 for 2027-28. How it works for landlords. - [What are the smoke and carbon monoxide alarm rules for landlords?](https://rightolandlord.co.uk/guides/what-are-the-smoke-and-carbon-monoxide-alarm-rules-for-landlords/): A smoke alarm on each storey with living space, a CO alarm by any fixed fuel-burning appliance except a gas cooker, and a day-one check. Widened in 2022. - [What do gas safety, EICR and EPC checks cost landlords each year?](https://rightolandlord.co.uk/guides/what-do-gas-safety-eicr-and-epc-checks-cost-landlords-each-year/): Gas safety every year, an EICR at least every 5 years, an EPC lasting 10 years. Prices from named cost guides on 19 October 2026, worked into a yearly example. - [What EPC rating does a rental property need?](https://rightolandlord.co.uk/guides/what-epc-rating-does-a-rental-property-need/): A rented home in England needs an EPC rating of E or above unless you register an exemption. The £3,500 cap, exemptions, fines and the planned 2030 standard. - [What expenses can landlords claim?](https://rightolandlord.co.uk/guides/what-expenses-can-landlords-claim/): Landlords can claim day-to-day running costs such as repairs, agent fees, insurance and replacing furniture, but not improvements or mortgage capital. - [What happened to the furnished holiday lettings tax rules?](https://rightolandlord.co.uk/guides/what-happened-to-furnished-holiday-lettings-tax-rules/): The furnished holiday lettings tax regime ended on 6 April 2025. What changed for mortgage interest, allowances, losses, CGT reliefs and pensions. - [What happens if an EPC expires during a tenancy?](https://rightolandlord.co.uk/guides/what-happens-if-an-epc-expires-during-a-tenancy/): An EPC lasts 10 years. If it runs out mid-tenancy you need not renew it at once; you need a new one before you next market the home or let to a new tenant. - [What happens if I make a loss on my rental property?](https://rightolandlord.co.uk/guides/what-happens-if-i-make-a-loss-on-my-rental-property/): A rental loss is carried forward and set against future profits of the same property business. It normally cannot reduce tax on your wages or other income. - [What happens if landlords do not declare rental income?](https://rightolandlord.co.uk/guides/what-happens-if-landlords-do-not-declare-rental-income/): Undeclared rent can mean back tax, interest and a penalty for up to 20 years. How far back HMRC goes, the penalty ranges and how the Let Property Campaign works - [What happens to assured shorthold tenancies under the Renters' Rights Act?](https://rightolandlord.co.uk/guides/what-happens-to-assured-shorthold-tenancies-under-the-renters-rights-act/): On 1 May 2026 every private assured shorthold tenancy in England became an assured periodic tenancy. What changed, what ended and what landlords had to give. - [What is a Section 13 notice and how do I serve one?](https://rightolandlord.co.uk/guides/what-is-a-section-13-notice-and-how-do-i-serve-one/): A section 13 notice is Form 4A, the official way to propose a new rent for a private tenancy in England. What goes on it, the timing rules and how to serve it. - [What is a written statement of terms under the Renters' Rights Act?](https://rightolandlord.co.uk/guides/what-is-a-written-statement-of-terms-under-the-renters-rights-act/): For tenancies in England from 1 May 2026, landlords must give the key terms in writing before the tenancy is agreed. The 18 items, timing and the £7,000 fine. - [Does Awaab's Law apply to private landlords?](https://rightolandlord.co.uk/guides/what-is-awaabs-law-for-private-landlords/): Not yet. Awaab's Law covers social housing from October 2025. The Act lets ministers extend it to private lets; a consultation closes 18 December 2026. - [What is on the landlord compliance checklist for 2027 in England?](https://rightolandlord.co.uk/guides/what-is-on-the-landlord-compliance-checklist-for-2027-in-england/): A dated 2027 checklist for landlords in England: gas, electrics, EPC, deposits, alarms, right to rent, Renters' Rights Act duties, the new register and MTD. - [What is replacement of domestic items relief?](https://rightolandlord.co.uk/guides/what-is-replacement-of-domestic-items-relief/): Landlords can deduct the cost of replacing furniture, appliances and furnishings in a let home, but not the first purchase. The conditions, with examples. - [What is tenancy deposit prescribed information?](https://rightolandlord.co.uk/guides/what-is-tenancy-deposit-prescribed-information/): The details about the deposit scheme and tenancy you must give the tenant within 30 days of taking a deposit. What it includes, who signs and the penalty. - [Does the Decent Homes Standard apply to private landlords?](https://rightolandlord.co.uk/guides/what-is-the-decent-homes-standard-for-private-landlords/): Not yet. The Renters' Rights Act lets ministers apply a new Decent Homes Standard to private lets in England, planned from 2035. What it will require. - [What is the Making Tax Digital income threshold for landlords in 2027?](https://rightolandlord.co.uk/guides/what-is-the-making-tax-digital-income-threshold-for-landlords-in-2027/): The 2027 Making Tax Digital threshold is £30,000 of rent and self-employed income before expenses, tested on your 2025-26 return. Borderline cases explained. - [What is the private rented sector landlord ombudsman?](https://rightolandlord.co.uk/guides/what-is-the-private-rented-sector-landlord-ombudsman/): A new complaints service for private tenants in England. Joining will be compulsory for nearly all private landlords, expected from 2028. No fee is set yet. - [What is the property income allowance?](https://rightolandlord.co.uk/guides/what-is-the-property-income-allowance/): The property allowance makes the first £1,000 of property income tax-free each year, instead of claiming expenses. Who can use it, when it pays and examples. - [What is the Renters' Rights Act information sheet?](https://rightolandlord.co.uk/guides/what-is-the-renters-rights-act-information-sheet/): The government's 4-page sheet for existing written tenancies in England, due by 31 May 2026. Who gives it, how to send it validly, and the £7,000 fine. - [What is the tax rate on rental income from April 2027?](https://rightolandlord.co.uk/guides/what-is-the-tax-rate-on-rental-income-from-april-2027/): From 6 April 2027 rental profit has its own rates: 22%, 42% and 47% in England and Northern Ireland, with mortgage interest relief at 22%. Examples inside. - [What repairs is a landlord responsible for under section 11?](https://rightolandlord.co.uk/guides/what-repairs-is-a-landlord-responsible-for-under-section-11/): Section 11 of the Landlord and Tenant Act 1985 makes you keep the structure, exterior, water, gas, electrics, sanitation, heating and hot water in repair. - [When does Making Tax Digital start for landlords?](https://rightolandlord.co.uk/guides/when-does-making-tax-digital-start-for-landlords/): Landlords join Making Tax Digital on 6 April 2026, 2027 or 2028, depending on income before expenses. See the dates, the test year and what to do first. - [Who can do my Making Tax Digital quarterly updates for me as a joint property owner?](https://rightolandlord.co.uk/guides/who-can-do-my-making-tax-digital-quarterly-updates-for-me-as-a-joint-property/): Each owner in MTD sends their own updates, or authorises an agent. One firm can act for you both, but each of you is a separate client. What to agree first. - [Who can do my Making Tax Digital quarterly updates for me as a landlord?](https://rightolandlord.co.uk/guides/who-can-do-my-making-tax-digital-quarterly-updates-for-me-as-a-landlord/): An accountant, bookkeeper or managed service you authorise through HMRC. A letting agent only if it is also a registered tax agent. What to check first. - [Who can do my Making Tax Digital quarterly updates for me as an accidental landlord?](https://rightolandlord.co.uk/guides/who-can-do-my-making-tax-digital-quarterly-updates-for-me-as-an-accidental/): You, or an agent you authorise through HMRC. First check you need MTD at all: your salary does not count. What to hand over, and what any agent must have. - [Who can do my Making Tax Digital quarterly updates for me as an HMO landlord?](https://rightolandlord.co.uk/guides/who-can-do-my-making-tax-digital-quarterly-updates-for-me-as-an-hmo-landlord/): You, or an accountant, bookkeeper or managed service you authorise through HMRC. What an HMO landlord hands over: room rents, bills and the licence fee. ## Comparisons - [How does August compare with our Making Tax Digital service?](https://rightolandlord.co.uk/compare/august/): August is landlord software you run yourself, with MTD reporting from £8.99 a month. How it compares with a managed MTD service, checked October 2026. - [How does Hammock compare with our Making Tax Digital service?](https://rightolandlord.co.uk/compare/hammock/): Hammock is landlord MTD software you run yourself, from £8 a month plus VAT. How it compares with a managed service on price, work and fit. - [Hammock, Coconut or a managed service: which suits a landlord for MTD?](https://rightolandlord.co.uk/compare/hammock-vs-coconut-vs-righto-tax-for-landlords/): Hammock is landlord-only MTD software from £8 a month plus VAT; Coconut's MTD plan is £129.99 a year. Prices on 16 October 2026, and when each fits. - [Comparisons — how we compare with the alternatives](https://rightolandlord.co.uk/compare/): Honest side-by-side comparisons of Righto Landlord with Making Tax Digital apps, landlord software and using a local accountant, with prices including VAT. - [How does Landlord Vision compare with our Making Tax Digital service?](https://rightolandlord.co.uk/compare/landlord-vision/): Landlord Vision is landlord software you run yourself, from £7.99 a month plus VAT billed yearly. How it compares with a managed MTD service. - [What are my Making Tax Digital options as a landlord with two properties?](https://rightolandlord.co.uk/compare/what-are-my-making-tax-digital-options-as-a-landlord-with-two-properties/): Two lets do not decide Making Tax Digital; your share of the rent does. Worked examples at two rent levels, sole and joint, and your options with costs. - [What is the best MTD software for accidental landlords?](https://rightolandlord.co.uk/compare/what-is-the-best-mtd-software-for-accidental-landlords/): Letting one home while you work? On 18 October 2026, 13 free products on HMRC's finder covered UK property and employment. What to check and when MTD starts. - [What is the best MTD software for HMO landlords?](https://rightolandlord.co.uk/compare/what-is-the-best-mtd-software-for-hmo-landlords/): On 18 October 2026, 132 products on HMRC's finder were ready for UK property. What an HMO landlord should check: bills, rooms, bank imports and the tax return. - [What is the best MTD software for joint property owners?](https://rightolandlord.co.uk/compare/what-is-the-best-mtd-software-for-joint-property-owners/): Joint owners each sign up for MTD alone. On 18 October 2026, 132 products on HMRC's finder were ready for UK property. What to check before you pick one. - [What is the best MTD software for landlords?](https://rightolandlord.co.uk/compare/what-is-the-best-mtd-software-for-landlords/): There is no single best MTD software for landlords. Compare products on the GOV.UK finder, their listed prices in October 2026, and how to choose the right one. - [What is the best software for landlords to track compliance certificates?](https://rightolandlord.co.uk/compare/what-is-the-best-software-for-landlords-to-track-compliance-certificates/): No tool is best for everyone. What landlords in England must track (gas, EICR, EPC, alarms, deposits), what to look for in software, and the options compared. ## Videos - [Can a tenant have a pet under the Renters' Rights Act? (video)](https://rightolandlord.co.uk/videos/can-a-tenant-have-a-pet-under-the-renters-rights-act/): Can a tenant have a pet under the Renters' Rights Act? A short video answer, with the full transcript. - [Can landlords claim expenses when the property is empty? (video)](https://rightolandlord.co.uk/videos/can-landlords-claim-expenses-when-the-property-is-empty/): Can landlords claim expenses when the property is empty? A short video answer, with the full transcript. - [Can landlords claim letting agent fees? (video)](https://rightolandlord.co.uk/videos/can-landlords-claim-letting-agent-fees/): Can landlords claim letting agent fees? A short video answer, with the full transcript. - [Can landlords claim travel to their rental property? (video)](https://rightolandlord.co.uk/videos/can-landlords-claim-travel-to-their-rental-property/): Can landlords claim travel to their rental property? A short video answer, with the full transcript. - [Do I need an HMO licence? (video)](https://rightolandlord.co.uk/videos/do-i-need-an-hmo-licence/): Do I need an HMO licence? A short video answer, with the full transcript. - [Do I need to do Making Tax Digital if I have a job and rent out a property? (video)](https://rightolandlord.co.uk/videos/do-i-need-to-do-making-tax-digital-if-i-have-a-job-and-rent-out-a-property/): Do I need to do Making Tax Digital if I have a job and rent out a property? A short video answer, with the full transcript. - [Do I still need to give tenants the How to Rent guide? (video)](https://rightolandlord.co.uk/videos/do-i-still-need-to-give-tenants-the-how-to-rent-guide/): Do I still need to give tenants the How to Rent guide? A short video answer, with the full transcript. - [Do landlords pay National Insurance on rental income? (video)](https://rightolandlord.co.uk/videos/do-landlords-pay-national-insurance-on-rental-income/): Do landlords pay National Insurance on rental income? A short video answer, with the full transcript. - [Do landlords pay tax on a deposit they keep? (video)](https://rightolandlord.co.uk/videos/do-landlords-pay-tax-on-a-deposit-they-keep/): Do landlords pay tax on a deposit they keep? A short video answer, with the full transcript. - [Does Making Tax Digital apply to non-resident landlords? (video)](https://rightolandlord.co.uk/videos/does-making-tax-digital-apply-to-non-resident-landlords/): Does Making Tax Digital apply to non-resident landlords? A short video answer, with the full transcript. - [Has Section 21 been abolished? (video)](https://rightolandlord.co.uk/videos/has-section-21-been-abolished/): Has Section 21 been abolished? A short video answer, with the full transcript. - [How do I increase the rent under the Renters' Rights Act as a landlord? (video)](https://rightolandlord.co.uk/videos/how-do-i-increase-the-rent-under-the-renters-rights-act-as-a-landlord/): How do I increase the rent under the Renters' Rights Act as a landlord? A short video answer, with the full transcript. - [How do I pay tax on rental income as an accidental landlord? (video)](https://rightolandlord.co.uk/videos/how-do-i-pay-tax-on-rental-income-as-an-accidental-landlord/): How do I pay tax on rental income as an accidental landlord? A short video answer, with the full transcript. - [How do I protect a tenancy deposit? (video)](https://rightolandlord.co.uk/videos/how-do-i-protect-a-tenancy-deposit/): How do I protect a tenancy deposit? A short video answer, with the full transcript. - [How do I register my rental property on the PRS database? (video)](https://rightolandlord.co.uk/videos/how-do-i-register-my-rental-property-on-the-prs-database/): How do I register my rental property on the PRS database? A short video answer, with the full transcript. - [How do I serve a possession notice under the Renters' Rights Act? (video)](https://rightolandlord.co.uk/videos/how-do-i-serve-a-possession-notice-under-the-renters-rights-act/): How do I serve a possession notice under the Renters' Rights Act? A short video answer, with the full transcript. - [How do I sign up for Making Tax Digital for Income Tax as a joint property owner? (video)](https://rightolandlord.co.uk/videos/how-do-i-sign-up-for-making-tax-digital-for-income-tax-as-a-joint-property-owner/): How do I sign up for Making Tax Digital for Income Tax as a joint property owner? A short video answer, with the full transcript. - [How do I sign up for Making Tax Digital for Income Tax as a landlord? (video)](https://rightolandlord.co.uk/videos/how-do-i-sign-up-for-making-tax-digital-for-income-tax-as-a-landlord/): How do I sign up for Making Tax Digital for Income Tax as a landlord? A short video answer, with the full transcript. - [How do I sign up for Making Tax Digital for Income Tax as an accidental landlord? (video)](https://rightolandlord.co.uk/videos/how-do-i-sign-up-for-making-tax-digital-for-income-tax-as-an-accidental-landlord/): How do I sign up for Making Tax Digital for Income Tax as an accidental landlord? A short video answer, with the full transcript. - [How do I submit a quarterly update to HMRC as a joint property owner? (video)](https://rightolandlord.co.uk/videos/how-do-i-submit-a-quarterly-update-to-hmrc-as-a-joint-property-owner/): How do I submit a quarterly update to HMRC as a joint property owner? A short video answer, with the full transcript. - [How do I tell HMRC I'm a landlord? (video)](https://rightolandlord.co.uk/videos/how-do-i-tell-hmrc-im-a-landlord/): How do I tell HMRC I'm a landlord? A short video answer, with the full transcript. - [How do landlords do Right to Rent checks? (video)](https://rightolandlord.co.uk/videos/how-do-landlords-do-right-to-rent-checks/): How do landlords do Right to Rent checks? A short video answer, with the full transcript. - [How do landlords with a jointly owned property do Making Tax Digital in 2027? (video)](https://rightolandlord.co.uk/videos/how-do-landlords-with-a-jointly-owned-property-do-making-tax-digital-in-2027/): How do landlords with a jointly owned property do Making Tax Digital in 2027? A short video answer, with the full transcript. - [How do married couples split rental income for tax? (video)](https://rightolandlord.co.uk/videos/how-do-married-couples-split-rental-income-for-tax/): How do married couples split rental income for tax? A short video answer, with the full transcript. - [How does Section 24 mortgage interest work in Making Tax Digital? (video)](https://rightolandlord.co.uk/videos/how-does-section-24-mortgage-interest-work-in-making-tax-digital/): How does Section 24 mortgage interest work in Making Tax Digital? A short video answer, with the full transcript. - [How does the Non-Resident Landlord Scheme work? (video)](https://rightolandlord.co.uk/videos/how-does-the-non-resident-landlord-scheme-work/): How does the Non-Resident Landlord Scheme work? A short video answer, with the full transcript. - [How does the Rent a Room scheme work? (video)](https://rightolandlord.co.uk/videos/how-does-the-rent-a-room-scheme-work/): How does the Rent a Room scheme work? A short video answer, with the full transcript. - [How much Capital Gains Tax do I pay when I sell a rental property? (video)](https://rightolandlord.co.uk/videos/how-much-capital-gains-tax-do-i-pay-when-selling-a-rental-property/): How much Capital Gains Tax do I pay when I sell a rental property? A short video answer, with the full transcript. - [How much does it cost to register a rental property on the PRS database? (video)](https://rightolandlord.co.uk/videos/how-much-does-it-cost-to-register-on-the-prs-database/): How much does it cost to register a rental property on the PRS database? A short video answer, with the full transcript. - [How much rent in advance can a landlord ask for? (video)](https://rightolandlord.co.uk/videos/how-much-rent-in-advance-can-a-landlord-ask-for/): How much rent in advance can a landlord ask for? A short video answer, with the full transcript. - [How much tax do landlords pay on rental income? (video)](https://rightolandlord.co.uk/videos/how-much-tax-do-landlords-pay-on-rental-income/): How much tax do landlords pay on rental income? A short video answer, with the full transcript. - [How often do landlords need an EICR? (video)](https://rightolandlord.co.uk/videos/how-often-do-landlords-need-an-eicr/): How often do landlords need an EICR? A short video answer, with the full transcript. - [How often does a landlord need a gas safety check? (video)](https://rightolandlord.co.uk/videos/how-often-does-a-landlord-need-a-gas-safety-check/): How often does a landlord need a gas safety check? A short video answer, with the full transcript. - [Explainer videos for landlords — Making Tax Digital, certificates and renting rules](https://rightolandlord.co.uk/videos/): Short plain-English explainer videos for landlords on Making Tax Digital, certificates, deposits and the new landlord register, each made from a checked answer page with its sources. - [Is it a repair or an improvement for landlord tax? (video)](https://rightolandlord.co.uk/videos/is-it-a-repair-or-an-improvement-for-landlord-tax/): Is it a repair or an improvement for landlord tax? A short video answer, with the full transcript. - [Is there any free Making Tax Digital software for landlords? (video)](https://rightolandlord.co.uk/videos/is-there-any-free-making-tax-digital-software-for-landlords/): Is there any free Making Tax Digital software for landlords? A short video answer, with the full transcript. - [What are my Making Tax Digital options as a landlord with two properties? (video)](https://rightolandlord.co.uk/videos/what-are-my-making-tax-digital-options-as-a-landlord-with-two-properties/): What are my Making Tax Digital options as a landlord with two properties? A short video answer, with the full transcript. - [What are the Making Tax Digital quarterly update deadlines for landlords? (video)](https://rightolandlord.co.uk/videos/what-are-the-making-tax-digital-quarterly-update-deadlines-for-landlords/): What are the Making Tax Digital quarterly update deadlines for landlords? A short video answer, with the full transcript. - [What are the penalties for Making Tax Digital for landlords? (video)](https://rightolandlord.co.uk/videos/what-are-the-penalties-for-making-tax-digital-for-landlords/): What are the penalties for Making Tax Digital for landlords? A short video answer, with the full transcript. - [What are the smoke and carbon monoxide alarm rules for landlords? (video)](https://rightolandlord.co.uk/videos/what-are-the-smoke-and-carbon-monoxide-alarm-rules-for-landlords/): What are the smoke and carbon monoxide alarm rules for landlords? A short video answer, with the full transcript. - [What EPC rating does a rental property need? (video)](https://rightolandlord.co.uk/videos/what-epc-rating-does-a-rental-property-need/): What EPC rating does a rental property need? A short video answer, with the full transcript. - [What expenses can landlords claim? (video)](https://rightolandlord.co.uk/videos/what-expenses-can-landlords-claim/): What expenses can landlords claim? A short video answer, with the full transcript. - [What happened to the furnished holiday lettings tax rules? (video)](https://rightolandlord.co.uk/videos/what-happened-to-furnished-holiday-lettings-tax-rules/): What happened to the furnished holiday lettings tax rules? A short video answer, with the full transcript. - [What happens if an EPC expires during a tenancy? (video)](https://rightolandlord.co.uk/videos/what-happens-if-an-epc-expires-during-a-tenancy/): What happens if an EPC expires during a tenancy? A short video answer, with the full transcript. - [What happens to assured shorthold tenancies under the Renters' Rights Act? (video)](https://rightolandlord.co.uk/videos/what-happens-to-assured-shorthold-tenancies-under-the-renters-rights-act/): What happens to assured shorthold tenancies under the Renters' Rights Act? A short video answer, with the full transcript. - [What is a Section 13 notice and how do I serve one? (video)](https://rightolandlord.co.uk/videos/what-is-a-section-13-notice-and-how-do-i-serve-one/): What is a Section 13 notice and how do I serve one? A short video answer, with the full transcript. - [What is a written statement of terms under the Renters' Rights Act? (video)](https://rightolandlord.co.uk/videos/what-is-a-written-statement-of-terms-under-the-renters-rights-act/): What is a written statement of terms under the Renters' Rights Act? A short video answer, with the full transcript. - [Does Awaab's Law apply to private landlords? (video)](https://rightolandlord.co.uk/videos/what-is-awaabs-law-for-private-landlords/): Does Awaab's Law apply to private landlords? A short video answer, with the full transcript. - [What is on the landlord compliance checklist for 2027 in England? (video)](https://rightolandlord.co.uk/videos/what-is-on-the-landlord-compliance-checklist-for-2027-in-england/): What is on the landlord compliance checklist for 2027 in England? A short video answer, with the full transcript. - [What is replacement of domestic items relief? (video)](https://rightolandlord.co.uk/videos/what-is-replacement-of-domestic-items-relief/): What is replacement of domestic items relief? A short video answer, with the full transcript. - [What is tenancy deposit prescribed information? (video)](https://rightolandlord.co.uk/videos/what-is-tenancy-deposit-prescribed-information/): What is tenancy deposit prescribed information? A short video answer, with the full transcript. - [What is the best MTD software for landlords? (video)](https://rightolandlord.co.uk/videos/what-is-the-best-mtd-software-for-landlords/): What is the best MTD software for landlords? A short video answer, with the full transcript. - [What is the best software for landlords to track compliance certificates? (video)](https://rightolandlord.co.uk/videos/what-is-the-best-software-for-landlords-to-track-compliance-certificates/): What is the best software for landlords to track compliance certificates? A short video answer, with the full transcript. - [Does the Decent Homes Standard apply to private landlords? (video)](https://rightolandlord.co.uk/videos/what-is-the-decent-homes-standard-for-private-landlords/): Does the Decent Homes Standard apply to private landlords? A short video answer, with the full transcript. - [What is the Making Tax Digital income threshold for landlords in 2027? (video)](https://rightolandlord.co.uk/videos/what-is-the-making-tax-digital-income-threshold-for-landlords-in-2027/): What is the Making Tax Digital income threshold for landlords in 2027? A short video answer, with the full transcript. - [What is the private rented sector landlord ombudsman? (video)](https://rightolandlord.co.uk/videos/what-is-the-private-rented-sector-landlord-ombudsman/): What is the private rented sector landlord ombudsman? A short video answer, with the full transcript. - [What is the property income allowance? (video)](https://rightolandlord.co.uk/videos/what-is-the-property-income-allowance/): What is the property income allowance? A short video answer, with the full transcript. - [What is the Renters' Rights Act information sheet? (video)](https://rightolandlord.co.uk/videos/what-is-the-renters-rights-act-information-sheet/): What is the Renters' Rights Act information sheet? A short video answer, with the full transcript. - [What is the tax rate on rental income from April 2027? (video)](https://rightolandlord.co.uk/videos/what-is-the-tax-rate-on-rental-income-from-april-2027/): What is the tax rate on rental income from April 2027? A short video answer, with the full transcript. - [When does Making Tax Digital start for landlords? (video)](https://rightolandlord.co.uk/videos/when-does-making-tax-digital-start-for-landlords/): When does Making Tax Digital start for landlords? A short video answer, with the full transcript. ## Company - [About Righto Landlord — who we are and our registrations](https://rightolandlord.co.uk/about/): Righto Landlord is a trading name of NJG Consultancy Ltd. Who runs the service, how to reach us, and where each of our registrations stands. ## Legal - [Complaints](https://rightolandlord.co.uk/complaints/): How to complain and what happens next. - [Cookies](https://rightolandlord.co.uk/cookies/): Which cookies this site uses. - [Landlord Compliance terms](https://rightolandlord.co.uk/landlord-terms/): The additional terms for Landlord Compliance and the free landlord tier. - [Privacy notice](https://rightolandlord.co.uk/privacy/): What personal information we collect, why, how long we keep it and your rights. - [Terms of Service](https://rightolandlord.co.uk/terms/): The terms that apply when you use our services: plans, prices, cancelling, our filing guarantee and our liability. ## Other pages - [Accessibility](https://rightolandlord.co.uk/accessibility/): How accessible this site is, how we tested it, and how to tell us about a problem. ## Optional - [Full text of every page](https://rightolandlord.co.uk/llms-full.txt): the plain-text content of the pages above, except the legal documents.